Link
Send a URL. That is the whole integration.
One link is the whole product.
Send it. Your customer pays by card, bank transfer or a local method. You settle in USDC, final on-chain.
The old rails make you wait for your own money.
Cards get disputed weeks after you shipped the order, and the chargeback comes straight out of money you already spent. A rolling reserve holds back a slice of every sale, just in case.
Getting approved to accept payments at all can mean a KYC gauntlet before your first sale, then a decline with no real reason after it.
The loop.
Five steps, and you only build the first one.
Customer pays
Card, bank transfer or a local method, on the hosted checkout.
Verified
The paid state is checked against the payment processor's own servers before anything trusts it.
Wallet
USDC lands in your payout wallet. Settlement is final on-chain.
Webhook fires
Your own system hears about it the moment it settles, signed so you can trust it.
Every step is server-verified. The upstream callback is never trusted by itself.
Live demo
Scroll, and the invoice actually settles.
This is a real payment lifecycle, not a mockup. Keep scrolling and watch it move from created to paid to sent, with the webhook firing at the end.
awaiting payment
$128.00 USD
to Olamide's Store · Order #2481
link created#2481
customer redirectedcheckout
payment verifiedserver side
USDC sent$128.00
webhook firedpayment.paid
Every payment, in one dashboard.
See every link, every status, every payout, without asking anyone. Nothing here needs a support ticket.
2 percent platform fee, no monthly fee.
Works with WooCommerce
Drop the plugin in and start taking payment links from your own store. Download the plugin
Server-verified
Every paid state is checked against the payment processor's own servers before your dashboard shows it.
Fast settlement
USDC lands in your wallet without a rolling reserve holding part of it back.
Your own domain
Put the checkout on a domain your customers already know.
The facts
Everything before you send your first link.
How it works
- 1
Create a payment link from the dashboard, the API or WooCommerce.
- 2
Send it to your customer.
- 3
Your customer pays on the hosted checkout by card, bank transfer or a local method.
- 4
USDC lands in your wallet and a signed webhook fires.
What your customer can pay with
Card (Visa, Mastercard, Maestro), Apple Pay, Google Pay, SEPA and ACH bank transfer, and local methods where available. The methods on offer depend on the customer's country and the amount; the checkout picks them automatically.
Fees and limits
| Platform fee | 2% of each payment |
|---|---|
| Monthly fee | None |
| Setup fee | None |
| Rolling reserve | None |
| You receive | 97% of each payment. The remaining 1% is the payment provider's. |
| Minimum payment | Varies by payment method. The lowest is around 2 USD; some methods start much higher. |
| Settlement | USDC on Polygon, sent to your own wallet. |
Timing
- Payment verified server side, within seconds of the payment confirming.
- Payout sent on-chain immediately after verification.
- Webhook delivered at once, with retries for about 39 hours across six attempts if your endpoint does not answer.
WooCommerce in five steps
- 1
Download the plugin and upload it to your WordPress site.
- 2
Create an API key in your StealthPaid dashboard and paste it into the plugin.
- 3
Copy the plugin's webhook URL into your dashboard, then copy the secret it gives you back into the plugin.
- 4
Choose the order status to apply once a payment is confirmed paid.
- 5
Save, enable the gateway, and test with one small order.
FAQ
Do I need to hold crypto?
No. Your customer pays by card, bank transfer or a local method. You receive USDC automatically; you never have to buy or hold any yourself.
What is a payout wallet and which one should I use?
It is the USDC (Polygon) address your settlements are sent to: any wallet you control that supports USDC on the Polygon network. Set it once in your dashboard before creating your first link.
How fast do I get paid?
Settlement happens on-chain within seconds of your customer's payment being verified server side. There is no rolling reserve holding part of it back.
Are there chargebacks or refunds?
No chargebacks: settlement is final on-chain. There is no refund flow through the platform, so a refund is something you arrange with your customer directly.
What if the customer underpays?
A payment that arrives below 98% of the amount you charged settles as underpaid rather than paid. You still receive the funds that came in; your dashboard and webhook show the amount received against the amount expected so you can decide how to proceed.
What countries and currencies are supported?
You can price a payment in 22 currencies. Which payment methods a given customer sees depends on their country and the amount; the checkout selects among them automatically.
Do I need to sign up for the payment provider separately?
No. Creating a StealthPaid account and setting a payout wallet is the whole setup; payment processing is already part of your account.
What happens if a webhook fails?
We retry delivery at 1 minute, 5 minutes, 30 minutes, 2 hours, 12 hours and 24 hours, about 39 hours in total. You can also read a payment's status directly from the API at any time, so a missed webhook never leaves you without the answer.
Settlement is final on-chain, so refunds are handled by you, off the platform, not by StealthPaid. We would rather say that plainly here than have you find out at the worst moment.